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Post by skuttadawg on Mar 26, 2013 14:08:33 GMT -5
This is why all of my scooters have full coverage plus additional coverage as well as roadside and med pay
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New Rider
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Post by vbrider757 on Mar 26, 2013 14:11:01 GMT -5
when i made the claim i thought it was just faring scratches i had not been riding for over a week just taking it slow. but after i made the claim i found out it was more then just faring damage it was riding straight as long as the handlebars were slight right so instead of me calling and telling geico that there was damage i did not realize and telling them to do a new claim and them flagging it thinking i did some thing to it after the fact and them telling me im making a fauce claim ill put the money in to it and let them take care of my medical ill pay the 100.00 in new parts to stay away from a 2500 medical bill just my thought
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Post by rockynv on Mar 27, 2013 3:47:00 GMT -5
You just tell them that there was hidden damage that was not obvious until you test drove the bike after recovering and you need the claims adjusters assistence. They will very often total the bike.
Mine has replacement value coverage so if worse comes to worse I get a new bike with no out of pocket aside from the deductable.
If they say it only needs the $100 of parts which is less than your deductible then you at least have a free expert opinion that you only need the tree and fork tubes replaced however they may determine after inspecting the bike that there was too much trauma to the frame and give you a total payout.
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Post by DaveC on Mar 27, 2013 9:33:30 GMT -5
Or, if the Ins Co totals it, and you can repair it for less than the price of a new one, have em total it, pay you, then you buy it back at a reduced cost, and fix it for less. and put the xtra money in your pocket
But, you'll get a salvage title, and may have a hard time selling it in the future, if that's what you decide to so.
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