The problem is that when 0% APR stops it often jumps up to over 20%. You have a window of time when you can use it and it is the easiest way to order things online.
When you use a credit card and pay on time, your credit rating will improve and you may start getting offers from other "card dealers". You can then turn over what you owe on the first card before the APR changes to a new card. I have done this before but don't recommend it.
Just buy what you can afford on a monthly basis AND PAY IT OFF EVERY BILLING. Use the card to improve your credit rating...even groceries and local stuff.
It is okay to use their services...but don't pay for it with disgusting APRs.
I found what I want but I don't know the price yet.
THE ERRAND BOY
2-12" wheels It will work on a 2 or 3 wheeler because it has a swivel hitch (no extra lean weight on 2 wheels) torsion axles 15.4 cubic feet (or 8.6 if you want) 34" or 26" overall width for smaller one. 75LBS....YES